The Simple Path to Wealth

The Simple Path to Wealth

Author and financial blogger JL Collins brings his refreshingly unique and approachable take on investing to Google. The author of "The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life", JL offers easy-to-understand, effective tips and resources to understand investing with confidence. In this interview with Googler Rachel Smith, JL Collins discusses money and investing, including: how to think about money and investing to build wealth, how to avoid debt, how to simplify the world of 401(k), 403(b), TSP, IRA and Roth accounts, TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). He also talks about what the stock market really is and how it really works, How to invest in a raging bull, or bear, market, and specific investments to implement financial strategies. Learn more at jlcollinsnh.com

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Financial Independence

Introducing people to the concept of FI (financial independence) and encouraging workers to pour more money into their retirement accounts.
Efficient lifestyles and recognition that saving and investing is a path to greater flexibility and freedom.

• The anti-budget: why it pays to get rid of your normal, line-itemized, granular budget.
• Growing the gap between what you earn and spend.
• Why you should never delay gratification.
• Three cognitive biases that interfere with your ability to make smart investing choices.
• How to create better, stronger, stickier habits.
• Why index funds are superior to actively-managed mutual funds.
• The three biggest spending drains — and how to avoid them.
• Should a young person invest more conservatively until they see how they react to a market downturn?

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